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The recent surge in cyberattacks is pushing cyber insurers toward a fundamental reassessment of premium pricing, Bloomberg reports, with industry analysts warning of an impending "inflection point" that could reshape the market. Marks & Spencer's impending $404 million hit to its operating profit from a recent hack underscores claims that will "attract intense scrutiny from insurers," according to cybersecurity expert Adam Casey. While incidents like this might not trigger immediate premium hikes across the board, they might likely contribute to an upward pricing trend. Panmure Liberum analyst Abid Hussain said that premiums have recently been falling as policy coverage has tightened, but the industry now faces a critical decision point. "There's going to be another step change, either in the policy wording or in the premiums, or both," Hussain said.

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