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OpenAI Now Wants ChatGPT To Access Your Bank Accounts

1 month 4 weeks ago
OpenAI is previewing a feature that lets ChatGPT Pro users connect bank and investment accounts through Plaid, allowing the chatbot to analyze spending, subscriptions, balances, portfolios, debt, and major financial decisions. "More than 200 million people are already going to ChatGPT every month with finance questions -- from budgeting to tips on how to cut back on spending," OpenAI said in its announcement. "Now, users can securely connect their financial accounts with Plaid to get the full view of their financial picture in the context of their personal goals, lifestyle, and priorities that they've shared with ChatGPT, powered by OpenAI's advanced reasoning capabilities." The Verge reports: When financial accounts are connected, OpenAI says that ChatGPT users can view a dashboard that details their spending history, including any active subscriptions. Users can also ask it to help with financial decisions like buying a house or signing up for credit cards and flag any changes in spending habits. This financial feature will be initially available to users in the US who subscribe to ChatGPT's $200-per-month Pro tier. "We'll learn and improve from early use before rolling it out to Plus, with the goal of making it available to everyone," says OpenAI. To assuage concerns, OpenAI promises users "control over their data," including the ability to disconnect their bank accounts from ChatGPT at any time, though the company has up to 30 days to delete your data from its systems. You can also view and delete "financial memories" like goals or financial obligations saved by the chatbot. User control extends to whether your data is fed back into AI models -- users can enable the option to "Improve the model for everyone" to allow financial data in their ChatGPT conversations to be used for training AI, for example. OpenAI also says ChatGPT can't make any changes to your bank accounts or see "full account numbers."

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ArXiv to Ban Researchers for a Year if They Submit AI Slop

1 month 4 weeks ago
ArXiv says it will ban authors for one year if they submit papers containing AI-generated slop, such as hallucinated citations, placeholder text, or chatbot meta-comments left in the manuscript. "If generative AI tools generate inappropriate language, plagiarized content, biased content, errors, mistakes, incorrect references, or misleading content, and that output is included in scientific works, it is the responsibility of the author(s)," said Thomas Dietterich, chair of the computer science section of ArXiv, on X. "We have recently clarified our penalties for this. If a submission contains incontrovertible evidence that the authors did not check the results of LLM generation, this means we can't trust anything in the paper." 404 Media reports: Examples of incontrovertible evidence, he wrote, include "hallucinated references, meta-comments from the LLM ('here is a 200 word summary; would you like me to make any changes?'; 'the data in this table is illustrative, fill it in with the real numbers from your experiments.'" "The penalty is a 1-year ban from arXiv followed by the requirement that subsequent arXiv submissions must first be accepted at a reputable peer-reviewed venue," Dietterich wrote. Dietterich told [404 Media] in an email on Friday morning that this is a one-strike rule -- meaning authors caught just once including AI slop in submissions will be banned -- but that decisions will be open to appeal. "I want to emphasize that we only apply this to cases of incontrovertible evidence," he said. "I should also add that our internal process requires first a moderator to document the problem and then for the Section Chair to confirm before imposing the penalty."

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